When dealing with storm damage or any other type of property damage, your insurance company might recommend a contractor to handle the repairs. It might seem like the easiest option—after all, if your insurance company recommends them, they must be reliable, right? Unfortunately, that’s not always the case. Here’s why you should be cautious when working with insurance-recommended contractors:
Approval Doesn’t Equal Accountability: Becoming an insurance-approved contractor is often just a matter of submitting paperwork and getting added to a list. This process doesn’t necessarily mean that the contractor is highly skilled or that they’ll take full responsibility for their work. If something goes wrong during the repair process, the insurance company typically won’t step in to help. All the accountability falls on the contractor, and if they don’t deliver quality workmanship, you could be left in a difficult situation.
Workmanship Issues Can Cost You: We’ve seen numerous instances where insurance-recommended contractors failed to meet code requirements during installations. Unfortunately, when these mistakes occur, neither the insurance company nor the contractor often takes responsibility, leaving homeowners to bear the full burden of fixing the errors. This can lead to significant additional costs and headaches that could have been avoided with a more thorough selection process.
Choose Your Contractor Wisely: Rather than relying solely on your insurance company’s recommendation, it’s crucial to do your own research when selecting a contractor. Look for a contractor with a strong reputation, proper licensing, and a track record of quality workmanship. Companies like Paragon Contracting ensure that every job is done to code and that you’re protected from any potential issues down the line.
Don’t be fooled into thinking that insurance-recommended contractors are always the best option. By taking the time to choose the right contractor, you can avoid costly mistakes and ensure your home is repaired to the highest standard. Remember, the responsibility for the work ultimately falls on the contractor you hire, so make sure you’re putting your home in the best hands possible.