Colorado Roofing Blog | Expert Advice From Paragon Contracting

Roof Insurance Claim Mistakes That Could Cost You Thousands

Written by Paragon Contracting Colorado | Sep 6, 2024 1:31:48 PM

You wouldn’t walk into a courtroom without a lawyer by your side, right? The same logic applies when dealing with insurance adjusters after a storm has wreaked havoc on your property. Just like in court, saying the wrong thing during an insurance adjustment could land you in serious trouble—only this time, the stakes are your home and wallet. Here’s why having a professional contractor like Paragon Contracting at your adjustment is crucial:

Words Matter More Than You Think: Insurance contracts are filled with specific clauses and exclusions that can be triggered by just a few wrong words. If you unknowingly use the wrong verbiage while discussing the damage with an adjuster, you could accidentally exclude essential coverage, leaving you with a hefty repair bill that should have been covered.

Spotting Hidden Damage: Adjusters are trained to minimize costs, not maximize your payout. Without a contractor present who knows how to identify storm damage, you’re at the mercy of whatever the adjuster tells you. A trained professional will advocate for you, ensuring that no damage goes unnoticed or unaddressed.

On-Site Negotiation Expertise: A contractor on-site during your adjustment isn’t just there to observe—they’re there to negotiate. They’ll ensure that every detail of the damage is documented and that your property gets the restoration it needs. This expert negotiation can make the difference between a minimal payout and the funds required to fully restore your property.

Stress-Free Insurance Claims: Beyond just showing up to the adjustment, Paragon Contracting takes the reins on your entire insurance process. From start to finish, they’ll negotiate, communicate, and fight for the best coverage, making sure the process is as stress-free as possible for you.

So before you consider facing an insurance adjuster alone, think twice—because just like in court, having the right advocate by your side can be the difference between winning and losing. Don’t let your insurance company take advantage of you. Call Paragon Contracting to ensure your property and peace of mind are fully protected.